Estimating

Accurate estimating is the foundation of a fair and successful property damage claim. Whether you are dealing with a small repair or a large-scale loss, a well-prepared estimate ensures that the full scope of damage is documented and valued correctly.

At VIP Adjusting, we provide detailed, professional estimates for both residential and commercial properties. This service is available as part of our full public adjusting representation or as a stand‑alone option for property owners, contractors, attorneys, and other professionals who need a reliable, third‑party valuation.

Why Professional Estimating Matters

An insurance company’s estimate is not always complete. Missing items, undervalued repairs, or outdated pricing can significantly reduce your settlement. A thorough, independent estimate:

  • Documents all necessary repairs and replacements.

  • Uses current market pricing for materials and labor.

  • Supports negotiations with the insurance company.

  • Helps prevent disputes or delays in payment.

What Our Estimates Include

Comprehensive Site Review
We inspect the property to identify every area of damage, including items that may have been overlooked in prior assessments.

Line‑by‑Line Detail
Each estimate is written with a clear, itemized breakdown of materials, labor, and associated costs so there is no confusion about what is included.

Industry‑Standard Software
We prepare estimates using Xactimate and other accepted estimating tools, ensuring compatibility with insurance company systems.

Current Pricing Data
Our pricing is based on real‑time cost data for your specific region to ensure accuracy and fairness.

Supporting Documentation
We include photos, measurements, and other documentation to substantiate every line item.

Who We Serve

  • Homeowners and Commercial Property Owners

  • HOAs and Condo Associations

  • Contractors and Restoration Companies

  • Attorneys handling property damage cases

From Minor Losses to Major Claims

Whether you need an independent estimate to support a new claim, challenge an underpayment, or compare with another valuation, VIP Adjusting delivers clear, defensible estimates that can make all the difference in your claim outcome.