VIP Adjusting Proudly Serves Panama City!

Welcome to our Panama City office, proudly serving the Florida Panhandle and surrounding Gulf Coast communities. From Panama City and Panama City Beach to Lynn Haven, Callaway, Springfield, Parker, Southport, Mexico Beach, and Port St. Joe, VIP Adjusting is your trusted local partner for expert public adjusting services across Bay County and beyond.



850 Strong: Rebuilding Together After Hurricane Michael

In the wake of Hurricane Michael, the Florida Panhandle faced devastation unlike anything it had seen before. Homes were leveled, businesses destroyed, and lives upended. But out of that destruction came something powerful: a fierce, united spirit that defines this region to this day - 850 Strong.

VIP Adjusting was honored to be part of the recovery effort, working alongside property owners throughout Panama City, Mexico Beach, Lynn Haven, and beyond. We helped navigate complex residential and commercial insurance claims, pushed back against delays and denials, and made sure our clients got what they were owed.

We didn’t just pass through—we showed up, stayed, and stood shoulder to shoulder with the Panhandle through months of hard work and uncertainty. And we’re still here. We continue to assist clients with Hurricane Michael supplemental claims, reopened files, and new losses that may have gone overlooked in the years since.

Being 850 Strong means more than just surviving a storm, it means fighting for your home, your family, and your future. If you're still dealing with unresolved damage or need a second opinion on your claim, we're here to help. Our team knows this area, knows the process, and knows how to get results.

Contact Us Today

Don’t wait to get the help you need. Insurance claims can be time-sensitive and full of pitfalls if not handled correctly from the start. Whether you’re just beginning the claims process or need help fixing a situation that’s gone off track, VIP Adjusting is ready to step in.

We offer free consultations, honest feedback, and no upfront fees. Let us handle the claim while you focus on getting back to normal.

Helping Home and Business Owners Across the Panhandle

At VIP Adjusting, we understand how overwhelming it can be to deal with an insurance claim, especially after a major storm or sudden property loss. That’s why our team of experienced public adjusters in Panama City is here to support you. Whether you’ve suffered hurricane damage, water intrusion, fire, or another covered event, we’re ready to step in and take over the heavy lifting.

Our adjusters specialize in representing policyholders, not insurance companies. That means we work solely in your best interest, handling every aspect of your claim with care, accuracy, and urgency. We’ll inspect your damage, prepare professional estimates, compile thorough documentation, and negotiate directly with the insurance company to secure a fair settlement.

Our Panama City team brings local knowledge and statewide resources together to deliver results. We’ve worked on claims ranging from small residential losses to major commercial property damage. If your home or business in the Panhandle has been affected, we’re here to help you recover.

When you file a claim, your insurance company assigns their own adjuster to evaluate the damage. But that adjuster works for them, not for you. Their goal is to protect the company’s financial interests, which often results in delays, underpayments, or outright denials.

That’s where a licensed public adjuster makes all the difference. At VIP Adjusting, our only responsibility is to you, the policyholder. We know how insurance companies operate, and we use that insight to your advantage. By documenting your loss thoroughly and negotiating aggressively, we help level the playing field and ensure you get every dollar you’re entitled to.

Whether you’re filing a new claim, disputing a low offer, or re-opening a previously denied claim, our Panama City public adjusters are prepared to advocate for your rights and maximize your recovery.


We Work for You, Not the Insurance Company