If your condo suffers damage and the HOA’s insurance won’t pay, you may be left in limbo. This blog explains what’s covered under the master policy vs. your personal policy, and how to recover losses with help from a public adjuster.
The FEMA 50% Rule—also called the Substantial Damage Rule—requires that if flood repairs or improvements equal half of your home’s market value, the entire property must be brought into compliance with today’s floodplain regulations. Learn how it’s calculated, what counts toward the threshold, and how homeowners can protect themselves from costly surprises.
Don’t get blindsided by insurance fine print. Discover the 7 essential features your homeowners insurance policy should include—like appraisal rights, water damage coverage, and screened enclosure protection. Learn how to secure the coverage you need before disaster strikes.
Was your homeowners insurance claim denied or underpaid? Learn 10 real reasons why it happens and what you can do with the help from a licensed Public Adjuster.
What does your Florida homeowners insurance really cover? Learn how to protect yourself from hidden caps and lowball payouts. VIP Adjusting helps you maximize your claim and fight for every dollar.
Think your insurance covers your full water mitigation bill? Think again. Most Florida policies cap Emergency Mitigation Services (EMS) at $3,000. At VIP Adjusting, we help policyholders challenge underpayment tactics, reclassify invoices, and fight for the full compensation they deserve. Don’t let carriers misapply your coverage—learn how to protect yourself.
Not sure when to hire a Public Adjuster? The answer is simple: as early as possible. At VIP Adjusting, based in Jupiter, FL and serving all of Palm Beach County and Florida, we help homeowners and businesses navigate insurance claims with expertise and tenacity. Whether your property suffered hurricane, water, or fire damage, don’t wait. Learn why having a Public Adjuster from the start gives you the strongest chance at a full and fair settlement.
Thinking of selling your Florida home while an insurance claim is still pending? Learn how that decision impacts your payout, depreciation recovery, and Additional Living Expenses. Discover what rights you keep, what you give up, and how to protect yourself during the sale.
Filing an insurance claim can be complicated, and homeowners often make mistakes that lead to denied or underpaid settlements. Common errors include not understanding the policy, waiting too long to file, and failing to document the damage properly. At VIP Adjusting, we help homeowners avoid these pitfalls and ensure their claims are handled fairly for maximum compensation.
If your condo suffers damage and the HOA’s insurance won’t pay, you may be left in limbo. This blog explains what’s covered under the master policy vs. your personal policy, and how to recover losses with help from a public adjuster.