How long an insurance claim takes depends on the type of loss, the insurance company, the policy, the documentation needed, and whether the claim is accepted, underpaid, partially denied, or denied in full. Here’s what property owners should understand about insurance claim timelines, supplements, disputes, and why patience is often required.

VIP Adjusting is proud to congratulate Cristian Bragano, our Director of Claims and Licensed Public Adjuster, on earning his Florida Certified Building Contractor’s license. This achievement reflects Cristian’s continued professional growth and further strengthens the depth of expertise we bring to the policyholders we represent.

Does your insurance policy include mandatory arbitration? Learn how it can limit your rights, eliminate jury trials, and impact your claim outcome.

VIP Adjusting is now providing Public Adjuster services in Dallas, Fort Worth, and the greater DFW area, helping property owners handle insurance claims involving storm damage, water damage, fire losses, and other property-related issues. If you are searching for a Dallas Public Adjuster or Fort Worth Public Adjuster, our team is available to assist with inspections, estimates, and claim representation.

Learn what a supplemental insurance claim is, why claims are often underpaid, and how additional funds may still be available after your initial settlement.

Homeowners affected by Hurricane Milton in Florida have until April 9, 2026 to file a supplemental claim. Find out if your insurance claim was underpaid and what steps to take before the deadline.

When riots or civil unrest lead to property damage, most homeowners and business owners are unsure if their insurance will pay. This blog breaks down how insurance companies classify riot-related events, when damage may be covered, and how to protect your rights in the event of widespread chaos. Read before the next unexpected event strikes.

Discover the fascinating history of public adjusting—from its origins in the 1880s to its vital role in today’s complex insurance landscape. Learn how this profession was born to protect policyholders, how it became licensed and regulated, and why modern public adjusters are more essential than ever in securing fair insurance settlements after property damage.

Your insurance claim is officially closed—now what? Many homeowners mistakenly think the process ends with a payout, but important post-claim steps remain. In this comprehensive guide, we break down the 7 essential things you need to do after your claim is finalized: from organizing documents and requesting recoverable depreciation, to reviewing your insurance policy with a public adjuster and considering a supplemental claim. We also explain when supplements are allowed (and when they're not), how to avoid future issues, and why updated documentation matters for future losses. Whether you’ve just completed a small water loss or a major fire claim, this checklist helps you protect your property, streamline any future claims, and stay ahead of insurance company tactics. A must-read for Florida homeowners, realtors, and property managers.

A kitchen fire might seem like a small incident—but the smoke, soot, and chemical damage can affect every room in your home. Learn why fire marshal reports, hygienist testing, and public adjusters are essential after even the smallest blaze.