Most homeowners only learn what their insurance doesn't cover after it's too late. Don’t wait for a denied claim to discover your policy’s weak spots. This guide explains 8 critical policy elements every Florida homeowner should review before disaster strikes—from appraisal clauses to roof replacement cost coverage.

Don’t let insurance policy fine print cost you thousands. Discover 10 surprising facts that can impact your claim—and how VIP Adjusting can help you recover what you’re truly owed.

Florida law now requires insurance companies to respond to your property damage claim within 60 days—not 90. If your claim is sitting in limbo, you may have legal leverage. Learn what the statute says and how VIP Adjusting can help protect your rights.

If your condo suffers damage and the HOA’s insurance won’t pay, you may be left in limbo. This blog explains what’s covered under the master policy vs. your personal policy, and how to recover losses with help from a public adjuster.

The FEMA 50% Rule—also called the Substantial Damage Rule—requires that if flood repairs or improvements equal half of your home’s market value, the entire property must be brought into compliance with today’s floodplain regulations. Learn how it’s calculated, what counts toward the threshold, and how homeowners can protect themselves from costly surprises.

Don’t get blindsided by insurance fine print. Discover the 7 essential features your homeowners insurance policy should include—like appraisal rights, water damage coverage, and screened enclosure protection. Learn how to secure the coverage you need before disaster strikes.

Was your homeowners insurance claim denied or underpaid? Learn 10 real reasons why it happens and what you can do with the help from a licensed Public Adjuster.

What does your Florida homeowners insurance really cover? Learn how to protect yourself from hidden caps and lowball payouts. VIP Adjusting helps you maximize your claim and fight for every dollar.

Think your insurance covers your full water mitigation bill? Think again. Most Florida policies cap Emergency Mitigation Services (EMS) at $3,000. At VIP Adjusting, we help policyholders challenge underpayment tactics, reclassify invoices, and fight for the full compensation they deserve. Don’t let carriers misapply your coverage—learn how to protect yourself.

Not sure when to hire a Public Adjuster? The answer is simple: as early as possible. At VIP Adjusting, based in Jupiter, FL and serving all of Palm Beach County and Florida, we help homeowners and businesses navigate insurance claims with expertise and tenacity. Whether your property suffered hurricane, water, or fire damage, don’t wait. Learn why having a Public Adjuster from the start gives you the strongest chance at a full and fair settlement.