Jupiter & Palm Beach County Public Adjusters
Property damage in South Florida?Let's see what your insurance claim should cover.
Getting the full value of a property insurance claim starts with understanding and documenting the loss properly. Our Jupiter Public Adjusters inspect the damage, review your policy, build the estimate, and present the claim to the insurance company with the support needed to pursue the maximum settlement available under your coverage.
Tell us what happened. We'll review your loss at no cost.
Free Claim Review
A few quick details and a licensed Public Adjuster from our Jupiter office will follow up shortly.
Thank you. A licensed Public Adjuster will reach out shortly. If you need help right now, call (561) 270-5875.
Property Damage in Jupiter & Palm Beach County Has Its Own Challenges
Our Jupiter office sits in Jupiter Farms, and the properties we handle across Palm Beach County vary widely. That can mean acreage homes with detached structures and well systems, tile-roofed homes in Abacoa and Palm Beach Gardens, oceanfront condos in Juno Beach, waterfront estates in Admirals Cove and Jupiter Inlet Colony, and older homes throughout West Palm Beach and Lake Worth Beach.
High-value homes can make property insurance claims especially complex. Custom millwork, imported stone, specialty tile, clay and standing-seam roofs, elevators, docks, seawalls, and high-value contents all require careful documentation and accurate pricing. Those details can easily be missed or undervalued during an initial inspection.
Other local issues matter too, including barrier-island wind deductibles, condo master-policy responsibilities, and acreage properties where detached structures may be overlooked. Our Public Adjusters inspect the full loss, document the damage, and prepare the repair estimate based on what the property actually requires.
South Florida Coverage, Statewide Support
Our Jupiter office serves Palm Beach County and all of South Florida, from Tequesta and Palm Beach Gardens through West Palm Beach, Boca Raton, Fort Lauderdale, Miami, and the surrounding communities. Beyond South Florida, VIP Adjusting has four Florida offices providing Public Adjuster representation statewide, helping homeowners and businesses with property insurance claims from the Panhandle south.
You pay nothing up front and nothing out of pocket. Our fee is contingent on recovery from your property insurance claim, and reviewing your loss is always free.
Meet Lance Petrie
Lance is a Co-Owner of VIP Adjusting and Head of Business Development, based out of our Jupiter office. Before entering public adjusting, he spent more than fifteen years in engineering, including roles at CH2M Hill, now Jacobs, and BRPH Architects and Engineers, working on infrastructure, facilities, and utility systems in the U.S. and abroad.
That engineering background is especially valuable on large-loss and commercial property claims, where building systems, detailed scopes, code requirements, business operations, and complex repair costs can all affect the outcome. Lance specializes in these types of losses, bringing a technical perspective to claims that require a deeper understanding of how a property is built, how the damage affects its systems, and what it will actually take to restore it. He is licensed in Florida, South Carolina, and Texas, and is also a WIND certified appraiser and umpire.
The Experience Behind Every Claim
Licensed and bonded in Florida, with licenses you can look up yourself through the Department of Financial Services before you sign anything.
↗ Licensed Florida Building ContractorA licensed Florida building contractor on staff, so repair scopes are built the way the work actually gets done.
↗ IICRC CertifiedCertification through the IICRC, which writes the standards the restoration industry works to for water, fire, and mold losses.
↗ FAA Part 107 Drone CertifiedFAA certified drone pilots on staff, so steep roofs and large losses get documented from the air rather than guessed at.
↗ Xactimate CertifiedWe estimate in Xactimate, the same platform the carriers price claims in, so the numbers are being compared like for like.
↗ BBB Accredited BusinessBBB accredited with a 5-star rating, and a public complaint history you are welcome to read.
↗ FAPIA MemberMembers of the Florida Association of Public Insurance Adjusters.
↗ WIND Network MemberProfessional members of the Windstorm Insurance Network, which focuses on wind and hurricane claim practice.
↗Not sure where your claim stands?
Send us the information and paperwork you have so far. A Jupiter Public Adjuster will review your property insurance claim at no cost, explain what your policy covers, identify any issues or gaps, and walk you through your options.
As your Jupiter Public Adjuster, we will
We carefully review your insurance policy and supporting documents to understand your coverage and the details of your loss.
Whether it's a new claim or a supplement on one already open, we get it filed correctly and stay on it so it does not sit.
We manage all communication with the insurance company and provide regular updates throughout the process.
We perform a detailed inspection, documenting all damage thoroughly to support and strengthen your claim.
Prepare a professional estimate of repair and replacement costs using Xactimate, the industry standard for insurance claims.
We prepare and submit required forms, proofs of loss, and supporting documentation completely and on time, with copies kept on file.
We work directly with the insurance company, presenting evidence and estimates to achieve a fair settlement.
We help to finalize, process and secure all payments due under your policy, including initial, supplemental, and final disbursements.
the Maximum Settlement
From the first inspection through the final payment, every step is focused on one outcome: documenting, supporting, and negotiating your claim for the maximum settlement available under your policy.
The Difference Is in the Details
Property insurance claims are decided on what can be documented and supported. These real results compare the insurance company's initial offer with the final settlement recovered after VIP Adjusting stepped in to inspect, estimate, document, and negotiate the claim.
A slab leak pushed water under the flooring and into the walls before anyone saw it at the surface.
A failed tile roof let water into the attic and down through the ceilings over several rain events.
A house fire left structural damage along with heavy smoke and soot well beyond the room of origin.
Every claim is unique. Results vary based on individual policy coverage, damage, and circumstances. Past results are not a guarantee of future outcomes.
Property Damage Claims We Handle in Jupiter & Palm Beach County
Residential, condo, and commercial property claims throughout Jupiter, Palm Beach County, and South Florida, including claims the insurance company has already inspected, underpaid, or denied.
Frequently asked questions
What does a Public Adjuster actually do?
The adjuster the insurance company sends works for the insurance company. A Public Adjuster is licensed to work for you on your property insurance claim. We inspect and document the loss, price the repairs, read the policy, and present the claim on your behalf.
My carrier already sent an adjuster. Is it too late to call you?
No, and this is when most people call us. A carrier inspection and a first estimate are a starting position, not a final one. We compare their scope against what we document, and where repairs were missed or underpriced, we put together a supplement.
What if my claim was underpaid, delayed, or denied?
That is a large part of the work at this office. We look at the policy, the carrier's reasoning, and the damage itself, then re-document the loss and present the evidence for reconsideration.
Do you handle hurricane and windstorm claims in Jupiter and Palm Beach County?
Yes, and it is most of what this office handles. Wind, wind-driven rain, tile and shingle roof losses, screen enclosures, and the interior damage that surfaces weeks afterward. See our hurricane and windstorm page for more.
What about flood and storm surge?
Yes. From Jupiter Inlet down through Delray, wind and water damage often land in the same loss, and carriers frequently split the two. Part of our job is establishing how the damage happened and which coverage answers for it.
Do you work with condo owners and associations?
Both. Condo losses usually involve figuring out where the association's master policy ends and the unit owner's HO-6 coverage begins, and we take claims on either side of that line.
Do you handle commercial property claims?
Yes. Owners and tenants, including the building, tenant improvements, equipment and contents, and business interruption while the space cannot be used.
How far south do you go?
All of South Florida. Our Jupiter office handles property insurance claims throughout Palm Beach, Broward, and Miami-Dade counties. VIP Adjusting's four Florida offices provide statewide representation beyond South Florida.
When should I call?
Sooner is better, ideally before you file, so the loss is documented while the evidence is fresh. That said, we take files at any stage, including claims that have been open for months.
Which areas does this office cover?
Our Jupiter office serves Palm Beach County and all of South Florida, including communities throughout Broward and Miami-Dade. VIP Adjusting's four Florida offices provide statewide representation.
What does it cost?
Reviewing your loss is always free. Public Adjusters in Florida work on contingency, a percentage of the claim recovery, so there is nothing up front and nothing out of pocket. No recovery means no fee.
We Handle Claims With Every Carrier
The insurance companies below are just a sample of the carriers our Public Adjusters work with. No matter who issued your policy, we can handle the claim and represent you throughout the process.
VIP Adjusting is an independent Public Adjusting firm representing policyholders. We are not affiliated with, or endorsed by, any insurance carrier.