Florida Public Adjusters.Local Offices. Statewide Representation.
VIP Adjusting represents homeowners and property owners throughout Florida with property damage insurance claims. We document the loss, prepare detailed repair estimates, review the carrier's position, and handle the adjustment process on your behalf.
Have property damage or questions about a claim?
Speak with a Public Adjuster.
Free Claim Review
A few quick details and a licensed adjuster from your nearest Florida office will follow up shortly.
Thank you. A licensed Public Adjuster will reach out shortly. If you need help right now, call 833-WITH-VIP.
No Matter Where You Are,
We've Got You Covered
From the Panhandle to the Keys, our Florida offices provide Public Adjuster representation throughout the state. Select your area to connect with the office serving your property.
You pay nothing up front and nothing out of pocket. We work on contingency, so our fee comes out of the recovery on your claim, and there is never a charge for us to review your loss.
The Insurance Company Has an Adjuster Working for Them.
Who's Working for You?
The carrier's adjuster evaluates the claim on behalf of the insurance company. A Public Adjuster is hired by you to document the loss, prepare the claim, and advocate for your recovery.
- Assigned and paid by the insurance company
- A field adjuster may inspect and document the loss
- Generally documents what is pointed out or plainly visible, since the burden of identifying damage sits with the policyholder
- A desk adjuster relies on the field adjuster's information and typically does not visit the property
- Works within the carrier's claim procedures and settlement authority
- Handles the adjustment on behalf of the insurance company
- Hired by you and works for you
- Performs an independent, detailed inspection of the loss
- Documents damage with measurements, photos, reports, and supporting evidence
- Prepares a comprehensive repair scope and Xactimate estimate
- Uses real construction knowledge to evaluate how the property should actually be repaired
- Identifies missing scope, incorrect quantities, pricing issues, and overlooked damage
- Presents, supports, and negotiates your claim with the carrier
- If there's no recovery, there's no fee
What We Do as Your Public Adjuster
What we take off your desk, from the first phone call through the last payment.
We carefully review your insurance policy and supporting documents to understand your coverage and the details of your loss.
Whether starting new or pursuing a supplement, we ensure your claim is filed properly and progresses without delay.
We manage all communication with the insurance company and provide regular updates throughout the process.
We perform a detailed inspection, documenting all damage thoroughly to support and strengthen your claim.
Prepare a professional estimate of repair and replacement costs using Xactimate, the industry standard for insurance claims.
We handle all required claim forms and documents, ensuring everything is completed and submitted accurately.
We work directly with the insurance company, presenting evidence and estimates to achieve a fair settlement.
We help to finalize, process and secure all payments due under your policy, including initial, supplemental, and final disbursements.
Claims can change as new information comes in. Additional documentation may be requested, estimates can be revised, and supplements or further inspections may be necessary. We keep track of what is outstanding, follow up as the claim progresses, and keep you informed about where things stand and what comes next.
*Every claim is different. Outcomes depend on the policy, available coverage, and the facts of the loss. Results cannot be guaranteed.