Fort Pierce & Port St. Lucie Public Adjusters
Property damage?Let's see if you're covered.
Getting the full value of your property insurance claim starts with documenting the damage properly. Our Fort Pierce office inspects the loss, photographs and documents the damage, reviews your policy, and builds the support needed to present your claim to the insurance company.
Tell us what happened. We'll review your loss at no cost.
Free Claim Review
A few quick details and a licensed Public Adjuster from our Fort Pierce office will follow up shortly.
Thank you. A licensed Public Adjuster will reach out shortly. If you need help right now, call (772) 600-4663.
Property Damage in Fort Pierce & Port St. Lucie Has Its Own Challenges
Fort Pierce and Port St. Lucie run together across St. Lucie County, and the property here is anything but uniform. Older homes downtown near the water, newer construction out through Tradition, waterfront homes on Hutchinson Island, and everything from Jensen Beach and Stuart up to Vero Beach.
What they share is exposure to tropical systems, wind-driven rain, and surge off the Atlantic and the Indian River Lagoon. Our Public Adjusters inspect the loss, document what the damage actually is, and prepare the estimate and supporting claim documentation before the file goes back to the insurance company.
Local Coverage, Statewide Support
Our Fort Pierce office covers Fort Pierce, Port St. Lucie, and the surrounding communities, including Tradition, Hutchinson Island, Jensen Beach, Stuart, Palm City, Vero Beach, and Sebastian. And with four offices across the state, VIP Adjusting handles property damage claims from the Panhandle to South Florida, so wherever your property is, we can help.
You pay nothing up front and nothing out of pocket. Our fee comes out of the recovery on your claim, and reviewing your loss is always free.
Meet Aaron Fessia
Aaron resides in Port St. Lucie and serves as VIP Adjusting's Director of Operations, working out of our main office in Fort Pierce. He has handled residential and commercial property claims across Florida and other catastrophe-prone states.
He is licensed in Florida, Texas, South Carolina, Louisiana, and Colorado. He is also IICRC certified, Xactimate certified, and an FAA Part 107 certified drone pilot. He oversees day-to-day operations for the firm and stays hands-on with the claims our team is handling.
The credentials behind every claim
Licensed and bonded in Florida, with licenses you can look up yourself through the Department of Financial Services before you sign anything.
↗ Licensed FL Building ContractorA licensed Florida building contractor on staff, so repair scopes are built the way the work actually gets done.
↗ IICRC CertifiedCertification through the IICRC, which writes the standards the restoration industry works to for water, fire, and mold losses.
↗ FAA Part 107 Drone CertifiedFAA certified drone pilots on staff, so steep roofs and large losses get documented from the air rather than guessed at.
↗ Xactimate CertifiedWe estimate in Xactimate, the same platform the carriers price claims in, so the numbers are being compared like for like.
↗ BBB Accredited BusinessBBB accredited with a 5-star rating, and a public complaint history you are welcome to read.
↗ FAPIA MemberMembers of the Florida Association of Public Insurance Adjusters.
↗ WIND Network MemberProfessional members of the Windstorm Insurance Network, which focuses on wind and hurricane claim practice.
↗Not sure where your claim stands?
Send us the information and paperwork you have so far. A Fort Pierce Public Adjuster will review your property insurance claim at no cost, explain what your policy covers, identify any issues or gaps, and walk you through your options.
As Your Public Adjuster, We Will
We carefully review your insurance policy and supporting documents to understand your coverage and the details of your loss.
Whether starting new or pursuing a supplement, we ensure your claim is filed properly and progresses without delay.
We manage all communication with the insurance company and provide regular updates throughout the process.
We perform a detailed inspection, documenting all damage thoroughly to support and strengthen your claim.
Prepare a professional estimate of repair and replacement costs using Xactimate, the industry standard for insurance claims.
We handle all required claim forms and documents, ensuring everything is completed and submitted accurately.
We work directly with the insurance company, presenting evidence and estimates to achieve a fair settlement.
We help to finalize, process and secure all payments due under your policy, including initial, supplemental, and final disbursements.
the Maximum Settlement
From the first inspection through the final payment, every step is focused on one outcome: documenting, supporting, and negotiating your claim for the maximum settlement available under your policy.
The Difference Is in the Details
Insurance claims are decided on what can be documented and supported. These real results compare the insurance company's initial offer with the final settlement recovered after VIP Adjusting stepped in to inspect, estimate, document, and negotiate the claim.
Storm damage opened up the roof and let water into the ceilings, walls, and finishes below.
A pipe burst inside the home and pushed water through the flooring, cabinetry, and drywall.
A house fire left structural damage along with heavy smoke and soot throughout the interior.
Every claim is unique. Results vary based on individual policy coverage, damage, and circumstances. Past results are not a guarantee of future outcomes.
Property Damage Claims We Handle in Fort Pierce & Port St. Lucie
Residential, condo, and commercial property claims throughout Fort Pierce, Port St. Lucie, and Florida's east coast, including claims the insurance company has already inspected, underpaid, or denied.
Frequently asked questions
What does a Public Adjuster actually do?
The adjuster the insurance company sends works for the insurance company. A Public Adjuster is licensed to work for you on your property insurance claim. We inspect and document the loss, price the repairs, read the policy, and present the claim on your behalf.
My carrier already sent an adjuster. Is it too late to call you?
No, and this is when most people call us. A carrier inspection and a first estimate are a starting position, not a final one. We compare their scope against what we document, and where repairs were missed or underpriced, we put together a supplement.
What if my claim was underpaid, delayed, or denied?
That is a large part of the work at this office. We look at the policy, the carrier's reasoning, and the damage itself, then re-document the loss and present the evidence for reconsideration.
Do you handle hurricane and windstorm claims in Fort Pierce and Port St. Lucie?
Yes, and it is the bulk of what this office does. We handle wind, wind-driven rain, and roof losses, along with the interior damage that shows up later. See our hurricane and windstorm page for more.
What about flood and storm surge?
Yes. Along the lagoon and on Hutchinson Island, wind and water damage frequently overlap in the same loss, which makes documentation and coverage questions complicated. Part of our job is establishing how the damage occurred and which coverage responds.
Do you work with condo owners and associations?
Both. Condo losses usually involve figuring out where the association's master policy ends and the unit owner's HO-6 coverage begins, and we take claims on either side of that line.
Do you handle commercial property claims?
Yes. Owners and tenants, including the building, tenant improvements, equipment and contents, and business interruption while the space cannot be used.
Do you cover Port St. Lucie as well as Fort Pierce?
Yes. This office handles both, along with Tradition, Hutchinson Island, Jensen Beach, Stuart, Palm City, Vero Beach, and Sebastian. The two cities run together and we work claims across the whole area.
When should I call?
Sooner is better, ideally before you file, so the loss is documented while the evidence is fresh. That said, we take files at any stage, including claims that have been open for months.
Which areas does this office cover?
Our Fort Pierce office primarily serves Fort Pierce, Port St. Lucie, Tradition, Hutchinson Island, Jensen Beach, Stuart, Palm City, Vero Beach, Sebastian, and the surrounding Treasure Coast. Our team also handles claims farther along Florida's east coast when needed, and VIP Adjusting's four Florida offices provide statewide representation.
What does it cost?
Reviewing your loss is always free. Public Adjusters in Florida work on contingency, a percentage of the claim recovery, so there is nothing up front and nothing out of pocket. No recovery means no fee.
We Handle Claims With Every Carrier
The insurance companies below are just a sample of the carriers our Public Adjusters work with. No matter who issued your policy, we can handle the claim and represent you throughout the process.
VIP Adjusting is an independent Public Adjusting firm representing policyholders. We are not affiliated with, or endorsed by, any insurance carrier.