Appraiser & Umpire
Appraisal & Umpire Services
When there is a dispute over the value of an insurance claim, the appraisal process can be a faster, more cost-effective way to reach resolution without going to court. It allows both the policyholder and the insurance company to present their valuations, with the goal of reaching a fair, binding settlement.
At VIP Adjusting, we provide professional appraisal representation for policyholders and also partner with restoration companies, law firms, and other industry professionals who need an experienced advocate for their clients. Our team includes WIND Certified Appraisers and WIND Certified Umpires, ensuring that every case is handled with both expertise and credibility. Whether acting as your chosen appraiser or serving as a neutral umpire, we conduct the process with professionalism, fairness, and strict adherence to policy terms.
The appraisal process can be unfamiliar to many property owners. To make it simple, we have included a short video that explains each step from start to finish.
Why Partner with VIP Adjusting
Skilled at representing insureds in residential and large commercial disputes.
In-depth knowledge of policy language, estimating practices, and construction costs.
WIND Certified Appraiser and Umpire, ensuring the process is handled with professionalism and industry-recognized standards.
Proven ability to resolve disputes efficiently while protecting the insured’s best interests.
Professional and responsive communication with all parties involved.
When Appraisal is Appropriate
Appraisal is generally used when the dispute involves the amount of loss rather than whether the damage is covered. Common triggers include:
Underpaid claims where the scope of damage is contested.
Large differences between contractor estimates and the carrier’s valuation.
Negotiations that have stalled despite multiple attempts to settle.
Our Roles in the Process
As Your Appraiser
We represent the insured’s position, prepare a fully supported valuation, and work toward achieving the best possible settlement outcome.
As a Neutral Umpire
We review both appraisers’ submissions, inspect the property if necessary, and issue a fair and impartial decision based solely on the evidence and policy terms.
Efficient Resolution Without Litigation
Appraisal often delivers faster results than litigation, saving time, expense, and unnecessary stress for all involved. Whether you are a policyholder, contractor, attorney, or public adjuster seeking experienced appraisal representation, VIP Adjusting can step in to guide the process and help secure a fair resolution.