We often have new clients that come to us, and when we walk them through the insurance claims process they will tell us up front "we want to be paid what we're owed, but under no circumstances do we want to file a lawsuit."

"Lawsuit" and "Litigation" have become bad words to some people, and they have a pre-conceived notion that it's going to become some complicated, life consuming, and expensive process that they can't (or don't want to) handle. We're going to let you in on a little secret. It's not. Here's why:

We don't want any of our claims to go to court. We put in as much effort as possible to work with your insurance company to resolve your claim in a fair and efficient manner. BUT, we don't write the check for the insurance company, and sometimes the insurance company will issue a wrongful denial of your claim, or refuse to accept that your loss might be worth more than they evaluated it for.

If your public adjuster has done everything possible for you, you should have done almost everything you need to do by the time your claim is denied or underpaid.

That means, if your claim requires legal intervention, your participation would likely be limited to 1) an additional inspection or two, 2) answering some written questions and maybe searching for some extra documents and 3) attending a deposition where an attorney will simply ask you to walk them through your claim. That's it. The rest is in your attorney's hands.

Insurance litigation, these days, is a relatively natural extension of the claims process. Especially in Florida.

Many times, insurance companies will force litigation, even though it costs them more money (they will have to pay their own attorney, and likely pay for your attorney as well), just as an additional hurdle to see if you will jump through it.

In today's insurance market, the ones who are paid fairly are the ones who are willing to withstand the psychological games the insurance companies play. Even if that's not your forte, we'll help. You paid your premium. You should get paid fairly for your claim.

If your insurance company has put you in a tough spot, contact us or call today for a free claim review.

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