Don’t get blindsided by insurance fine print. Discover the 7 essential features your homeowners insurance policy should include—like appraisal rights, water damage coverage, and screened enclosure protection. Learn how to secure the coverage you need before disaster strikes.

Think your insurance covers your full water mitigation bill? Think again. Most Florida policies cap Emergency Mitigation Services (EMS) at $3,000. At VIP Adjusting, we help policyholders challenge underpayment tactics, reclassify invoices, and fight for the full compensation they deserve. Don’t let carriers misapply your coverage—learn how to protect yourself.