Most homeowners only learn what their insurance doesn't cover after it's too late. Don’t wait for a denied claim to discover your policy’s weak spots. This guide explains 8 critical policy elements every Florida homeowner should review before disaster strikes—from appraisal clauses to roof replacement cost coverage.

Don’t get blindsided by insurance fine print. Discover the 7 essential features your homeowners insurance policy should include—like appraisal rights, water damage coverage, and screened enclosure protection. Learn how to secure the coverage you need before disaster strikes.